If you’ve got bad credit, you’re not alone. Almost one-third of Americans have a less-than-ideal credit score. With bad credit, it can feel impossible to get through life as smoothly as other people. That loan? You can’t get it. That apartment? Sorry, they’re not interested in you
A credit card is more than “just another way” to make purchases. When used responsibly, credit cards can help you get favourable loans at lower-interest rates, help you score price-slashed insurance,and certain plans.
Having a healthy and balanced credit score is more important these days than ever before.