How can you easily save a lot of money? Many people do not want to save money because they think it takes too much time and effort. But saving money is very easy and delivers a lot!
Most people prefer to work extra to get more money. But is that a smart idea? You work more hours to earn extra money, but this is due to the high costs you have. If you work more, you also have to surrender your freedom and pay more tax. Is this the best option for you?
When you spend less money, you gain more insight into your financial situation. It makes you less dependent on work and gives you more freedom. If you take the right decisions, you can also become richer.
It may sound too obvious, but it really works.... keep track of what you spend your money on. A kind of money diary or financial overview, digital or on paper. Then you see where you can save.
Consider in advance how much you can spend per month on, for example, eating or going out. Determine and keep track of achievable amounts. Is your entertainment budget on? Do not go to the cinema, but watch a video on the couch. Your friends will thank you because it is also good for their wallets.
Choose cheaper brands and second-hand items. Let the expensive brands lie to the left. Choose special offers and use . You can find such offers in leaflets, in shops and on the Internet via apps and websites.
People waste tons of food each year. The old-fashioned solution? A weekly 'leftover day'. Surplus can be perfectly processed in a quiche, a soup or a creative composite snack buffet!
The energy bill keeps rising, and you can feel that in the wallet. Put your thermostat one degree lower this winter and pull an extra sweater or crawl with a cozy blanket in the seat. This is a win-win situation because you save money and protect the environment.
Shopping with a grinding stomach and without a list? Bad idea! Acting like that, you do more impulse purchases. With a shopping list, you only buy what you need and you stay within your budget. Tip: seasonal vegetables are often very cheap and also with a meatless day you save a lot of money.
The dryer is an energy eater. Let the laundry dry on a rack or on the washing thread. Every saved dry cup turn saves you about 1 euro. Count out what that means on an annual basis!
A walking bike, camping gear, a drill, etc. we all buy a lot of things that we need only occasionally or temporarily. Sharing or borrowing is more efficient and cheaper. Planning a one-off camping trip? Then first listen to family, friends or social media if you can borrow a tent before you come to the store.
Every month a bundle of money goes from your bank account via direct debit or automatic payments. That impulsively taken fitness subscription for example, do you really need it? Take a critical look at your fixed costs. Delete what you don’t use. And make sure that you don’t find a better rate for other things that you do need, such as a mobile phone or energy. Smart switching or deleting can save you a lot of money!
Paying with the card is useful, yes. But the bad thing is that you don’t feel that you spend money anymore. Hide your and switch once a week to cash for your daily purchases. You will notice: if you literally let the money roll, there will be a lot less rolling!
Does that new top really look different than the other one still hanging in the back of your wardrobe? Did you buy a pack of rice again to find 3 more in the cupboard? Keep order and overview your wardrobe and your kitchen regularly. This way you avoid double purchases and double costs.
Do you cook pasta or potatoes? Turn off your cooker about 5 minutes before the end of the cooking time. The water remains hot enough for the contents to continue cooking.
Do you cook with gas? First, heat the water in the kettle before putting it on the gas burner. Electric heating is cheaper than with gas.