Every imagined, what will happen if your bike or car breaks down in the middle of the road? Yes, it can be a highly inconvenient and dangerous situation at the same time. This is where the role of a bike insurance policy or car insurance policy comes into play. A vehicle insurance policy ensures you immediate help in case of a breakdown in the middle of the road. However,if you drive a car/bike/scooter/or any other vehicle, it is advisable for you to be prepared well in advance to deal with such adversities while maintaining your calm.
Use these measuresto safely move your vehicle if it breaks down on the road, evaluatethe situation and decide the course of action:
1. Be Wary of Your Location
When driving a car or bike you should pay attention to landmarks and signposts that come along the way. It proves to be helpful if the vehicle crashes down in an unfamiliar area, especially when you have to direct someone to your location to get assistance/repair service.
2. Drive Cautiously
Look out for potential warning signs that your vehicle might indicate.It’s always better to stay aware of the common warning signs and get it fixed before it turns into a bigger problem.Do not wait until its too late to attend to the maintenance issues of your car or bike.
So, the next time when you are driving your bike the common signs of a problem that needs your immediate attention arebumps or bulges in the tyre while riding,poor throttle response, low tire pressure, and the likewise.
While driving a car if you see the oil pressure warning light, or you find that the steering wheel is wobbly or if you hear strange sounds coming from the car floorboard –then it is a clear indication of a serious issuein your car.
Move your vehicle to a safer place or move it to the side and restrain fromdriving,as it can be unsafefor you and other motorists also.
3. Keep Your Vehicle Packed with Safety Equipment’s
It is suggest that you carry a safety kit, if possible some extra batteries and phone, spare tyre, fire extinguisher, repairing tools, and water. What will you do if your vehicle breaks down and you have no money? To ward off that situation always keep some cash.
You must be wondering, why do you need water? It will serve two purposes –It will keep you hydrated if there is no water around and you are stuck in the middle of the road. Secondly, if the engine heats up you can use the water and pour it into the radiator to cool it down.
4. Get off the Road
If your vehicle is not in a drivable condition, it is advisable that you take it far away from the road. If you are stuck on a freeway, then it is safer to pull your vehicle onto the hard shoulder if you can't make it to a garage or workshop.
This way your vehicle will not obstruct the traffic and it will be easier for your car insurance provider or a mechanic to locate it. Try to stand outside the vehicle rather than just sitting inside while waiting for help.
5. Caution Others of Your Vehicles’ Breakdown
It is important to alert other motorists to your car’s breakdown. You should place some of the emergency or car breakdown sign at least 3 meters away from your stationary car/bike facing the approaching traffic.
6. Call for Emergency Roadside Assistance
If you have bike insurance policy or car insurance policy always opt for roadside assistance add-on cover. You will get immediate roadside assistance from your motor insurance provider.
But before that, there are certain steps that you must follow -
• Move your vehicle to a less crowded location
• Immediately call for assistance and inform them about your precise location
• Even if you have motor insurance, you should keep the contact information of towing services with you
• Share your vehicle details and description with them
• Also, share the location with them and take all the help that is required
In a nutshell!
Maintaining your safety is in your own hands. It is important to have a motor insurance policy, but it will be wiser if you are vigilant and pro-active to keep your safety intact while driving on the roads.